What Medical Expenses Workers’ Comp Covers in New Jersey
If you’ve suffered an injury on the job, the related medical bills can add up very quickly. You’ll file a workers’ compensation claim to cover your medical expenses and a portion of your lost earnings. Having a solid understanding of the medical costs that you can expect workers’ compensation to cover can help you bring a stronger claim.
Consult with an experienced workers’ compensation attorney at Matarazzo & Lubcher in Cherry Hill. NJ, for the protection of your rights and your rightful compensation.
Your Covered Medical Expenses
Workers’ compensation insurance is designed to cover all necessary and reasonable medical expenses that arise from work-related injuries. Depending on the kind of injury you’ve suffered and its severity, these medical expenses can vary, but most break down into several basic categories.
Basic Medical Treatment and Care
You can count on workers’ compensation to cover your basic medical treatment and care. This includes emergency care at the scene of the accident, as well as all the following:
- Doctor’s appointments
- Diagnostic services, including imaging, X-rays, lab tests, and beyond
- Consultations with and treatment from medical specialists
Surgical Procedures
Any surgical procedures that are prescribed should also be covered by workers’ compensation. It is essential to keep in mind that, while your surgical needs may be immediate, they could arise over time. Further, multiple surgeries may be required. In other words, it’s essential to have a clear understanding of your projected medical needs.
Post-surgical care must also be addressed. This includes your hospital stay and any additional care requirements, which can be extensive.
Prescription Medications
Any medications that are prescribed for you regarding your work-related injury should be covered by workers’ compensation. This can be a hefty, ongoing expense.
Therapeutic Care
Your workers’ compensation coverage extends to therapeutic care. This can include rehabilitation as well as physical and occupational therapy.
Additional Forms of Care
In some cases, when it’s deemed necessary and reasonable, additional forms of care can also be addressed. Prime examples include the following:
- Mental health counseling and other services
- Chiropractic care
- Nursing care
- Pain management
Proving that additional forms of care like the above are reasonable, given the unique circumstances of your claim, adds a level of complexity.
You are well advised to work closely with a capable workers’ compensation attorney to ensure that the full scope of your medical expenses in each of these categories is well represented. This can mean the difference between obtaining just compensation and receiving compensation that falls short.
An Experienced Workers’ Compensation Lawyer Is on Your Side
The accomplished workers’ compensation attorneys at Matarazzo & Lubcher in Cherry Hill, NJ, dedicate our imposing practice to carefully analyzing our clients’ losses in pursuit of compensation that supports their most complete recoveries. We’re in your corner. Contact us online or call 856-460-5805 for more information about how we can help you.