Defending Your Workers’ Comp Claim in Cherry Hill, NJ?
New Jersey has a no-fault workers’ compensation system. You can claim medical and lost wage benefits for a workplace injury or illness without proving liability. However, workers’ comp in Cherry Hill, NJ, excludes certain common diseases and pre-existing conditions, and injured employees must take specific steps to defend their claims.
If you have a NJ workers’ compensation claim, call the experienced injury lawyers at Matarazzo & Lubcher in Cherry Hill, NJ. We offer a free, no-risk case evaluation. The sooner you contact us, the sooner we can help you get the benefits you need after an on-the-job accident.
Eligibility Requirements for Filing Workers’ Compensation Claims in New Jersey
To obtain workers’ comp benefits, NJ claimants must meet the following eligibility standards:
Employee Status
You must demonstrate that you are employed by a business with (or should have) workers’ compensation insurance. Part-time, full-time, and contracted employees may qualify for benefits regardless of immigration status.
On-The-Job Injury or Illness
You must show that you suffered the injury while performing official workplace duties. For example, you may not claim WC benefits if you were rear-ended during your morning commute to work, but you could claim benefits if you were rear-ended while delivering a package for your employer.
Qualifying Injury or Illness
Unless you’re a healthcare worker, workers’ comp generally doesn’t cover common illnesses like colds or the flu. It also may not cover pre-existing conditions that worsen at work. However, you may be entitled to benefits for cumulative use injuries and cancers developed from long-term chemical exposure.
Accurate Reporting
Employers have the right to investigate accidents and gather evidence, so you must follow reporting procedures to preserve your WC claims.
Solid Evidence
You must provide medical evidence linking injury or illness to your work.
Confidentially contact a local workers’ comp lawyer to discuss these eligibility requirements and the recommended next steps if you suffered an injury while at work.
Common Reasons for Claims Denials After Workplace Accidents
According to the Division of Workers’ Compensation for New Jersey, the most common reasons workers’ comp insurers deny claims include:
- Injury or illness not considered work-related
- Lack of medical treatment
- Failure to report claims
- Lack of evidence
- Filing for disability mistakes
Talking with a workers’ comp lawyer is essential even if you’re unsure you have a claim. Failing to report an accident promptly or delaying medical treatment may result in denials of otherwise valid cases.
Connect with a Dedicated NJ Workers’ Comp Attorney
Our experienced Cherry Hill workplace injury lawyers at Matarazzo & Lubcher may help claimants determine their eligibility for workers’ comp, file claims and appeals, and obtain the needed financial settlements after devastating job-related accidents. Confidentially contact our workers’ compensation team for free to discuss your case by calling (856) 388-5199 or fill out our online contact form.