Qualifications for Workers’ Compensation Benefits in Cherry Hill, NJ
Suppose you were injured in the course of performing your job or suffered an illness as a result of the environment you work in. In that case, you generally qualify for workers’ compensation benefits. In fact, the workers’ compensation system is designed to simplify this coverage. If you were injured at work, you are very likely entitled to workers’ compensation benefits. Look to an experienced Cherry Hill, NJ, workers’ compensation attorney at Matarazzo & Lubcher for the help you need.
When Workers’ Compensation Coverage Applies
One of the basics when it comes to workers’ compensation coverage is that you were employed by the company you were working for. This means that you were not an independent contractor. It should be noted, however, that some employers misclassify employees as independent contractors when they are not. In other words, having skilled legal representation from the start is to your advantage.
You Were Injured in the Course of Your Work
Another requirement for workers’ compensation claims is that you must have been injured in the course of your work. This includes being injured at any point during the workday at the worksite, but coverage extends beyond this limitation. If, for example, you were running job-related errands for your boss or supervisor and were injured in a traffic accident, coverage still applies.
Time Limits
There are also time limits that apply in relation to notifying your boss or supervisor about your work-related injury and regarding filing your workers’ compensation claim. This makes it crucial to seek the necessary medical care immediately, notify your supervisor about your condition promptly, and consult with a dedicated workers’ compensation lawyer as soon as possible.
Your Employer’s Responsibility
Your employer is required to purchase workers’ compensation insurance for you and every other employee. Only very lucrative businesses can opt out of the workers’ compensation system in New Jersey, and they must prove they can handle claims like yours independently.
Your Workers’ Compensation Settlement
When you file a workers’ compensation claim, you are not called upon to prove your employer’s negligence in the matter. Workers’ compensation bypasses the element of fault in an effort to streamline the claims process. While the coverage is less robust than it would be in a personal injury claim, you won’t be held to the same exacting standards.
The difference in coverage is that workers’ compensation addresses your related medical bills that are considered necessary and reasonable, as well as a specific portion of your current income. Personal injury law, on the other hand, covers the following:
- Complete medical expenses
- Your lost income, including lost earning potential
- Physical and emotional pain and suffering
An Experienced Cherry Hill Workers’ Compensation Lawyer Can Help
Suppose you’ve been injured on the job. In that case, you are very likely entitled to workers’ compensation benefits, and a practiced Cherry Hill workers’ compensation attorney at Matarazzo & Lubcher has the legal insight and drive to make a profound difference in the outcome of your claim. Learn more by contacting us online or calling us at 856-460-5805 today.