A workplace injury in Warren County can leave you facing medical bills, lost wages, and uncertainty about your future. Our workers’ compensation lawyers help injured employees in Phillipsburg, Hackettstown, Washington, and Belvidere pursue the benefits they are entitled to under New Jersey law. At The Law Offices of Matarazzo & Lubcher, we have more than five decades of experience helping injured workers maximize their benefits.
What Types of Injuries Are Covered by Workers’ Compensation in Warren County?
New Jersey workers’ compensation covers a wide range of injuries related to job duties, whether they occur at a warehouse along Route 22 or at a manufacturing facility in Phillipsburg. Whether the harm is sudden or develops over time, the following injuries typically qualify for benefits:
- Back and spinal cord injuries
- Repetitive stress injuries
- Broken bones and fractures
- Traumatic brain injuries
- Burn injuries
- Hearing loss
- Occupational illnesses
- Knee, shoulder, and joint injuries
What Workers’ Compensation Benefits Are Available in Warren County?
New Jersey workers’ compensation provides several categories of benefits to injured employees, each addressing a different aspect of recovery. The type and amount you receive depends on the severity of the injury, your wages at the time of the accident, and your ability to return to work.
Medical Benefits
Medical benefits cover all reasonable and necessary treatment connected to a workplace injury. Coverage includes hospital care, surgery, prescriptions, physical therapy, and diagnostic testing through providers authorized by the employer’s insurance carrier.
Temporary Total Disability Benefits (TTD)
Temporary Total Disability benefits replace a portion of lost wages while an injured worker recovers and remains unable to perform job duties. Payments equal seventy percent of the worker’s average weekly wage, subject to annual state minimum and maximum limits.
Permanent Partial Disability Benefits (PPD)
Permanent Partial Disability benefits apply when a workplace injury causes lasting impairment but does not prevent all work. The amount paid depends on the body part affected and the percentage of disability assigned under New Jersey’s statutory schedule of injuries.
Permanent Total Disability Benefits (PTD)
Permanent Total Disability benefits provide ongoing wage replacement when a workplace injury prevents any return to gainful employment. Initial payments continue for 450 weeks and may extend further if you remain unable to earn a meaningful income through suitable work.
Death Benefits
Death benefits support surviving dependents when a worker dies from a job-related injury or illness. Compensation includes weekly payments calculated from the deceased worker’s wages, along with a contribution toward funeral expenses, distributed among qualifying spouses, children, and dependents.
Protecting You Against Insurance Companies
Insurance carriers often look for ways to reduce payouts, even when an injury clearly qualifies for benefits. Under New Jersey Statute 34:15-15, employers and their insurers must furnish prompt medical care and pay benefits without delay. Our attorneys counter the following predictable tactics:
- Denying the claim outright
- Disputing the cause of the injury
- Pressuring early return to work
- Delaying authorization for medical treatment
- Offering low settlements
- Requesting independent medical examinations to challenge disability ratings
- Surveillance of injured workers
Contact our Dedicated Workers’ Comp Lawyers Today
A serious workplace injury affects every part of your life, from your finances to your family’s stability. Our workers’ compensation lawyers in Warren County handle the legal process so you can focus on healing. Call Matarazzo & Lubcher at 856-460-5805 or reach out online to schedule your free consultation. You don’t pay a cent until we settle or win your case.