Workers Compensation Lawyer In Toms River, NJ

Workers’ Compensation Claims in Toms River

Workers’ compensation claims are challenging legal matters, but the basics do not vary, including all the following:

• With very few exceptions, employers throughout New Jersey are required to carry workers’ compensation insurance on their employees.
• When an employee is injured on the job or suffers a work-related illness, they are covered by workers’ compensation.
• In a workers’ compensation claim, the injured employee can seek coverage for 70 percent of their average gross income if they’ve been off the job for at least 7 days.
• In addition, injured employees can seek coverage for their related medical expenses.

It is important to note that, at least initially, you’ll be required to seek medical care from a provider approved by the workers’ compensation company. Further, having skilled legal counsel backing you up from the start can make a big difference in the outcome of your claim.

The Role of Workers’ Compensation

The primary goal of workers’ compensation is to expedite the claims process. If you were injured at work, you can generally count on coverage and a smoother path forward toward compensation. While your claim is likely to be speedier than a personal injury claim would be, your covered losses will be less comprehensive.

Your employer bears the responsibility of covering you with workers’ comp insurance, but they experience benefits in the process. To begin, they needn’t worry about personal injury lawsuits, which are based on negligence and are often time-consuming and expensive.

By removing negligence from the claims process, workers’ compensation streamlines the legalities. In doing so, however, employees forfeit the right to more comprehensive compensation, and employers must cover all job-related injuries.

Forms of Workers’ Compensation

Workers’ compensation benefits come in several primary forms that include all the following:

• Temporary total disability, which covers workers who are unable to work at all for up to 400 weeks
• Temporary partial disability, which covers workers who are unable to earn at the same level for up to a specific amount of time
• Permanent partial disability applies to employees who are permanently impaired but can continue working at a lower capacity
• Permanent total disability applies to employees who are unable to return to any gainful employment

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