If you are injured at work, you are covered by workers’ compensation insurance, which is designed to address your related medical expenses and lost income. Your employer is required to pay for this coverage, and in turn, you give up the right to the more comprehensive compensation that personal injury law provides.
If you have suffered a work-related injury or illness, do not wait to consult with an experienced Atlantic County workers’ compensation lawyer at Matarazzo & Lubcher.
How Workers’ Compensation Works
Workers’ compensation applies when an employee is injured on the job or suffers a work-related injury. While personal injury claims are negligence-based, workers’ compensation claims do not address the matter of fault. Being injured in the course of your work qualifies you for coverage.
Employers have the responsibility of purchasing workers’ compensation coverage for their employees. In exchange, they are afforded the benefit of not facing personal injury claims. Such claims are typically time-consuming and costly and can significantly disrupt business operations.
Your Compensation
In your workers’ compensation claim, you can seek compensation for those related medical expenses that are considered reasonable and necessary. In addition, you are entitled to a predetermined percentage of your lost income. Ultimately, your settlement will be based on your unique situation. And having a seasoned workers’ compensation attorney in your corner can make a profound difference in the outcome of your claim.
Important Steps Forward
If you have been injured at work, your workers’ compensation claim will be specific to you, but there are several steps all claimants are advised to take, including:
- Seek the immediate medical care that you need.
- Let your boss, supervisor, or employer know that you were injured on the job as soon as you can.
- Consult with a trusted workers’ compensation attorney right away.
- Carefully follow your medical team’s advice and instructions regarding your health care.
Finally, it is essential to remember that the insurance company will take any steps possible to limit your settlement to support its own profits. In response, you should refrain from providing them with a statement that could ultimately be used to damage your claim.
Taking a break from social media until your claim has settled is also advised. It is in your best interest to leave the skilled negotiations to your focused workers’ compensation lawyer while you attend to your recovery.
An Experienced Atlantic County Workers’ Compensation Attorney Can Help
If you have been injured in the course of your work or have suffered a work-related illness, you will look to workers’ compensation to address your covered losses. Workers’ compensation claims, however, are challenging. The formidable Atlantic County workers’ compensation lawyers at Matarazzo & Lubcher are committed to fiercely advocating for a fair settlement on your behalf.
Your claim is crucial to your recovery. Contact us online for more information about how we can assist you today.